ZELQ Financial Operations
Get paid.
Stay in control.
Overdue invoices drain cash flow and consume valuable time. ZELQ takes your overdue B2B invoices off your desk and professionally works them for 30 days, with the objective of turning outstanding invoices into cash.
Secure checkout by Stripe. Your pilot begins once we have your signed Letter of Authority and aged debtors report.
- 30-day focused pilot
- B2B credit control
- Clear fixed success fees
- £2,995 maximum success fee
The problem
You've done the work.
Now you need to get paid.
Plenty of good businesses have money sitting in overdue invoices. The work is delivered. The invoice is sent. Then the waiting starts.
Owners and finance teams end up sending reminder after reminder, chasing accounts teams and following up promises to pay. It takes hours every week, and it pulls people away from the work that grows the business.
ZELQ exists to take that job off your desk.
Your sales ledger shouldn't become your second job.
- Reminder emailsWritten, sent, ignored, sent again.
- Chasing callsFinding the right person in someone else's accounts team.
- Promises to payDates agreed, dates missed, dates chased.
- Queries and missing detailsPurchase order numbers, copies, approvals.
How it works
From overdue invoice to active credit control.
Start your pilot
Pay £354 to begin onboarding.
Send us your ledger
Provide your aged debtors report and signed Letter of Authority.
We get to work
Once both documents are received, your 30-day pilot begins. ZELQ professionally works the agreed overdue B2B accounts on your behalf.
You stay informed
Keep visibility while ZELQ focuses on progressing outstanding invoices towards payment.
Your customers keep paying you directly. You keep the relationship.
Pricing
Simple upfront price.
Success aligned with results.
One price to start. A fixed success fee only when cash actually comes in, set out in advance so you know exactly where you stand.
ZELQ 30-Day Credit Control Pilot
- 30-day pilot
- Begins after your Letter of Authority and aged debtors report are received
- Professional work on agreed overdue B2B accounts
- Clear success-fee structure
- No success fee where less than £2,500 cash is actually recovered
Secure checkout by Stripe. Success fees are shown below.
Success fees
You know the fee before the result.
A fixed fee for each band of cash actually recovered. No percentages to work out. No surprises.
Success fees are based on cash actually recovered, not promises to pay, outstanding ledger value or unpaid payment plans. Payments count when they come from agreed accounts ZELQ has worked during your pilot and are received during the pilot or within the 30 days after it ends.
Check your fee
If less than £2,500 cash is actually recovered, there is no success fee. You pay the £354 pilot fee only.
However much is recovered, the success fee never goes above £2,995.
Why ZELQ
Credit control without adding another job to your day.
Let your team focus on operating and growing the business.
Give overdue accounts structured, professional attention.
Know that outstanding invoices are being actively worked.
Keep ownership of the client relationship and your receivables.
Who it's for
Built for businesses that invoice other businesses.
The pilot is designed for UK businesses with B2B commercial invoices and overdue receivables. Businesses we can help include:
- Recruitment
- Construction & subcontracting
- Wholesale & distribution
- Logistics & haulage
- Facilities management
- Commercial cleaning
- Security
- Professional services
- Agencies
- Manufacturing & engineering
- IT & managed services
If your business provides goods or services to other businesses on invoice terms, ZELQ may be able to help.
An important distinction
We don't buy your debt.
We work for you.
ZELQ acts as your outsourced credit-control function. You keep ownership of your receivables and your customer relationships. We work the agreed overdue accounts on your behalf, under your signed authority.
You keep the receivable. The invoices stay yours. We never take ownership of them.
You keep the relationship. We work agreed accounts professionally, on your behalf.
Your customers pay you. Payments go to your bank account, as normal.
Not debt purchase. ZELQ does not buy invoices or take ownership of debts.
FAQs
Questions, answered.
When does the 30-day pilot start?
When ZELQ has received both your signed Letter of Authority and your aged debtors report.
How much does the pilot cost?
£354 to start the 30-day pilot.
Is recovery guaranteed?
No. The purpose of the pilot is to professionally work agreed overdue B2B accounts with the objective of getting outstanding invoices paid. Individual outcomes depend on the circumstances of each account.
What if less than £2,500 is recovered?
There is no success fee where cash actually recovered is below £2,500.
How is the success fee calculated?
Using cash actually recovered, according to the published fixed fee bands. Promises to pay, the face value of your ledger and payment arrangements that have not yet been paid do not count.
Which payments count towards the success fee?
Cash you actually receive from agreed debtor accounts that ZELQ has materially contacted or worked during your pilot, where the payment arrives during the 30-day pilot or within the 30 days after it ends. This makes sure payments that result from our work still count if a customer pays shortly after the pilot finishes. Payments from customers we have not worked do not count. Full details are in our Terms.
Is there a maximum success fee?
Yes. The maximum success fee under the pilot structure is £2,995.
Do you buy my invoices?
No. ZELQ does not purchase the receivable. We work agreed overdue accounts on your behalf.
What do you need from me?
A signed Letter of Authority and your aged debtors report. We will explain the onboarding requirements after purchase.
Can I use ZELQ for consumer debts?
The initial ZELQ pilot is focused on overdue B2B commercial invoices.
What happens after 30 days?
The pilot concludes, and ZELQ can discuss appropriate next steps with you.
Start today
Money sitting in overdue invoices?
Put 30 days of focused credit-control attention behind it.
Start Your 30-Day Pilot £354Your pilot begins once we receive your signed Letter of Authority and aged debtors report.